Reddit tsp fund allocation

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August undefined, 2024

WebThe Best TSP Allocation TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%. She will retire in 4-yrs. Would you agree that it would be in her best interest to go: G-Fund 70%, C-Fund 20%, and S-Fund 10%. WebOct 23, 2024 · The costs may be reasonable for investors with a very large TSP balance who want to add only a few funds. Investors may move up to 25% of their TSP to the mutual fund window, with a minimum investment of $10,000. There is a $55 annual administrative fee, $95 annual maintenance fee, and a fee of $28.75 per trade.

Thrift Savings Plan (TSP) - Reddit

WebNov 22, 2024 · Now, just like saving for retirement with a 401(k) or an IRA, the key to building wealth with a TSP account is to choose the right funds and invest in them consistently over time.And that can be scary, especially if you’re new to investing. The good news is that with a little information about the TSP and the funds it offers, you can make it work for you. WebInheriting a TSP as beneficiary. 90%+ is missing. My father passed, and in his estate, he had 600k in 2024 in his TSP. 40% for me, 60% for his wife. I have that documentation. Upon … manic moto llc

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WebNov 17, 2024 · The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. WebAug 22, 2016 · CONTRIBUTION ALLOCATIONS: A contribution allocation deals with money that you are contributing to the TSP. When you make a contribution allocation, you can change both the amount of money... WebThe I find is just an international Index fund. I would say it’s slightly more aggressive compared to the C fund. The S fund as a small cap fund and would be aggressive. There is also the F fund. It is a fixed income fund. Lastly, the default fund if you didn’t touch your TSP at all would be the G fund. cristina zoppi osteopata osimo

The Best TSP Allocation - Plan Your Federal Retirement

Best TSP Allocation Advice - TSP Smart

WebFund Objectives. C Fund, Common Stock Index Investment Fund: Match the performance of the Standard and Poor's 500 (S&P 500) Index. Returns - Past 1 yr 18.31%, Past 10 yrs … WebJan 15, 2024 · Each persona will have to find a balance between tackling debt now and preparing for the future. Dave’s Thoughts on TSP Contribution Allocations He openly suggests on his website that feds should invest their TSP in either an 80% C fund, 10% S fund, and 10% I fund mixture or 60% C fund, 20% S fund, and 20% I fund. My Thoughts cristina zorrilla castroWebSep 23, 2024 · Understanding the different TSP Funds. If you are looking for the best TSP allocation, you need to understand how the 5 basic funds within the TSP work. The TSP … cristina zoco upna

"WebAug 22, 2016 · CONTRIBUTION ALLOCATIONS: A contribution allocation deals with money that you are contributing to the TSP. When you make a contribution allocation, you can … " - Reddit tsp fund allocation

Reddit tsp fund allocation

TSP/Vanguard Smart Investor - III. Best TSP Allocation

WebTSP Allocations Between the Funds We often think of the TSP as one big investment vehicle but we forget that the account is broken down into sub-categories of investment allocations. These allocations are known as “investment funds”. The TSP has … WebWith that being said, L2050, the most aggressive lifecycle fund in the TSP, has an allocation of 17.75% in bonds (11.42% F; 6.33% G), which I personally think is way too high for …

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WebDave Ramsey’s advice is to save 5% into the TSP to get the full match, then max out a Roth IRA, and then put more into the TSP if you are able to save more after that. And honestly, I see why he gives this advice as this is the best option when looking at most employer sponsored 401k plans because of the high fees and mediocre investment ... WebSep 22, 2024 · Reallocation A reallocation allows you to move money already in your account among the TSP funds. When you make a reallocation, you choose the new …

WebI agree with these comments but I can't understand why there isn't more outrage. The non-government federal retirement websites like FedSmith have had nothing to say about this since the summer. I can't even look at my secure messages even though I'm getting emails telling me to look at my messages on tsp.gov. WebFeb 17, 2024 · I made my first TSP contribution in the amount of $148.08 on July 22, 1988; at that time I contributed 5% to take advantage of the government’s matching contributions. I was, at the time, a GS-11...

WebApr 27, 2024 · He recommends avoiding the Lifecycle Funds completely and sticking with the 3 core stock funds for investing over a long federal career as it yields the most growth … WebYour TSP is just that, long term investment geared for retirement. As in retirement at 65+. Your $700 (non-realized) loss is a drop in the bucket compared to that of what your balance will be in 40-50+ years. Your TSP is not a day trading account. Do C/S/G funds, or a lifecycle fund, set and forget.

WebNov 22, 2024 · By Ramsey Solutions. Get Started. Careers. Contact Us.

WebThe best TSP allocation strategy is simple to execute and low risk. Unlike others, we believe lower risk while result in larger nest egg in the long run. The best TSP strategy requires a … cristina zologWebThe Magic TSP Allocation That Is Perfect For Everyone I talk with a lot of federal employees all over the world and most feds are wondering the same thing. They ask, “What is the best TSP allocation”? And because it would be impossible to talk to everyone personally, I thought I’d share the perfect allocation here. cristinazoWebJan 26, 2024 · The L 2030 Fund’s investment objective is to achieve a moderate to high level of growth with a low emphasis on preservation of assets. The Fund's allocation in the G, F, C, S, and I Funds is adjusted quarterly. The L 2030 Fund will roll into the L Income Fund automatically in July 2030 when its allocation becomes the same as the allocation of ... manic moto az manic motors uk benelli motorcyclesWebJan 20, 2024 · This person had a balance of $500,000 in his TSP. That means that his advisor was charging him $4,000 a quarter, or $16,000 a year to put him into what amounted to an investment he already had available to him in the TSP! ($500,000 x .8% per quarter x 4 quarters). Conversely, the TSP’s fees for 2024 averaged around .033% PER YEAR! cristina zubillaga modeloWebMar 2, 2024 · There is a flat fee of $50 that TSP charges for administrative expenses, but it is subtracted from the amount you borrow. So if you borrow $10,000 from TSP, the amount paid to you will be $9,950. The interest rate on your TSP loan is whatever interest the G-fund is earning on the date that the loan is processed. cristin bartterWebFeb 10, 2024 · TSP fund reallocation is a good idea as your retirement date nears. For federal and uniformed employees, this doesn't happen until age 72—but it's worth thinking about the closer you get to... manico